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Cyber insurance comes with quite a few strings attached. Before paying a claim, insurers expect businesses to have certain security measures in place and keep them working over time. MFA, endpoint protection, secure backups, and active monitoring…these are now common policy security requirements, not optional add-ons. But insurers don’t simply want to see a written policy or a completed checklist. What they really look for is proof that those protections were actually being used at the time...

There’s a simple reason why businesses in Miami get cyber insurance in the first place: protection. If a serious cyber incident happens, the insurance policy will help cover the financial damage. It serves as your organization’s safety net. At least, that’s the assumption. But what if a breach does happen and instead of getting a reimbursement for your losses, you’re faced with – horror of horrors – a cyber insurance claim denial? Turns out, your insurer won’t pay for damages left by the...

It’s 10:47 p.m. on a Saturday. Your finance manager is on a beach with limited signal. The IT lead is at a family event. Your operations director has their phone on silent. Somewhere inside your network, suspicious activity has just triggered an alert. Without clearly defined incident response roles, who’s going to do something about it? Who’s in charge? More importantly, would your team immediately know what happens next? Situations like these happen more frequently than most businesses...